Insurance Independence Readiness Scorecard
Discover where your practice stands and get a personalized roadmap to reduce insurance dependence.
What this scorecard measures
The Insurance Independence Readiness Scorecard is a free 15-question self-assessment built for dental practice owners who are evaluating whether (and how fast) to reduce their dependence on PPO insurance contracts. Each question covers one of five domains that determine how quickly a practice can transition without losing patients or revenue: financial stability, fee schedule strength, patient mix, marketing engine, and team alignment.
Your answers produce a single readiness score plus a personalized action plan. The scorecard takes about three minutes and does not require an email address.
The 5 readiness levels
Heavy PPO dependence, thin patient base, limited marketing. Focus on fee analysis and one-plan-at-a-time strategy.
Some PPO reduction completed. Marketing in early stages. Ready to model membership plans or fee adjustments.
Solid revenue, strong fee schedule, dropping a plan within the next 6–12 months. Focus on patient communication and retention.
Out of network on most or all PPOs. Healthy new patient flow. Optimizing operations, hygiene production, and case acceptance.
Fully fee-for-service or membership-based. Strong margin, predictable growth, mentoring others or scaling additional locations.
What you'll get
- A single overall readiness score and the matching readiness level.
- Your three highest-leverage next steps, tailored to that level.
- Recommended free tools and resources from the RID Academy library.
- Optional: book a complimentary marketing strategy session to discuss your results.
Why insurance independence matters now
Industry analysis shows U.S. dental practices typically write off 38–44% of revenue to PPO contracts, a margin most practice owners cannot afford to keep absorbing as supply, lab, and labor costs continue to rise. A 2024 ADA Health Policy Institute report found that more than 30% of practicing dentists are actively planning to drop one or more PPO plans within the next two years. The question is no longer whether to start the transition; it is how to plan it without losing patients or stalling revenue.
This scorecard is the entry point. After you finish, use the PPO Write-Off Calculator to see your annual write-off in dollars, then the Revenue Simulator to model the financial impact of dropping a specific plan, and the Membership Plan Calculator to design a patient retention engine.